Scotiabank American Express Card Review: Travel Insurance

Advantages

Coverage for only three consecutive days for those age 65 and over, although additional days can be purchased
No Trip Cancellation Insurance

For those under 65 years of age, Travel Emergency Medical Insurance for the first eight days of each trip for the Primary Cardholder, the Primary Cardholder’s spouse and their dependent children. You can call the Insurer to buy additional insurance if your trip is longer than eight days.
For those over 65 years of age and older, Travel Emergency Medical Insurance is included for the first three days of each trip for the Primary Cardholder, the Primary Cardholder’s Spouse and their dependent children. You can call the Insurer to buy additional insurance if your trip is longer than three days.
Trip Interruption coverage of $2,500 per person ($10,000 maximum per trip for all Insured Persons)
Common Carrier Travel Accident Insurance (up to $250,000)

You must charge a specific portion of your trip to be eligible for Travel Accident Insurance and Trip Interruption Insurance
You must be a resident of Canada and covered by a Canadian Government Health Insurance Plan
Under all insurance coverages, certain limitation, restrictions and exclusions apply, including a pre-existing condition exclusion for certain benefits. Please refer to the insurance certificates for full details of all coverages underwritten by independent licensed insurers. The Bank of Nova Scotia is not an insurer. All claims for insurance indemnities must be forwarded to the insurers.

You can find out more about the Scotiabank American Express card on Scotiabank’s website.